Home Insurance & Glass

Different perspective to home insurance

Many homeowners are attracted to the idea of installing minimal windows or Frameless Structural Glass. If you decide you’d like to make these sorts of improvements to your home, you need to note that installing minimalistic glass will affect your home insurance.  However, that need not present you with problems. You can make the changes you want and still get the insurance cover you need!

minimal windows secure your home differently from conventional sliding doors and windows. The minimal windows Sliding System will generally lock at the top and bottom, not in the centre. The locking mechanisms will be hidden away and out of sight.

Water End House

You will need to inform your insurers that you’re having minimal windows installed. Your new doors or windows are elements of your home’s security system and the changes you’re making will affect your insurance.

Some insurers will be unfamiliar with the ways in which minimal windows and Structural Glass installations protect your home. Many insurers expect there to be five-lever mortice locks on external doors and they may be unaware that your type of installation addresses security issues effectively, but differently.

minimal windows installations are often fitted with anti-theft devices and the flat surfaces presented to the outside world are almost impossible to breach with a crowbar or jemmy. In fact, as far as insurance is concerned, such features have higher level safety certificates than traditional mortice locks.

Obtaining Insurance

When you decide to install Frameless Structural Glass or minimal windows in your home, it’s a good idea to work with an insurer who understands how secure this type of glass can be.

According to Chrissie Jenkins of Country Life Insurance: www.countrylifeinsurance.co.uk

“Specialist insurers, like us, know the sort of objections that can be raised when home owners install minimal windows and Frameless Glass features. We also know how to deal with them. If you want to make use of minimal framed glass in your refurbishment or renovation, don’t worry. Getting tailor-made insurance on homes fitted with minimal windows is easy if you have that important specialist knowledge behind you.”

When you and your architect have agreed on the way you want your home to look, and you’ve decided that you intend to utilise the features that minimal windows or Frameless Structural Glass have to offer, talk to the specialists. Make sure you get the home insurance you need with the minimum of fuss.

Dan Borthwick
Commercial Manager
Dan is the commercial manager for the aluminium division of IQ. He has extensive knowledge of aluminium systems and their fabrication as well as the technical aspects of window and door specification. Based at the IQ head offices in Amersham, Dan spends his time meeting with architects and other building professionals to help create glazing specifications for projects and ensure glazing packages are in budget.
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